
CA Aniket Kumar
Financial Insights and Solutions
Skills

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Process Manager
ICICI Bank • Fulltime
Mar 2025 - Present • 1 yr 4 mos
Job Description Develop and review credit policies for retail and business lending products. Analyze financial statements, cash flows, and creditworthiness of borrowers. Assess credit risk and recommend policy improvements to strengthen portfolio quality. Collaborate with business, risk, and operations teams to improve lending processes. Monitor portfolio performance and identify emerging risk trends. Support data-driven decision-making through financial analysis and risk assessment. Key Achievements Contributed to the development and enhancement of credit policies for lending portfolios. Performed detailed financial statement analysis and risk assessments for credit decision-making. Assisted in process improvement initiatives aimed at strengthening risk controls and operational efficiency. Worked with cross-functional teams to support portfolio monitoring and risk management objectives. Leveraged strong analytical and financial modeling skills to support strategic business decisions.