c
claramia_

Clara M

@claramia_

3 Bureau Credit Dispute Specialist and Bot Assisted Public Records

Nigeria
Engels, Spaans, Frans, Duits
Sommige informatie wordt in het Engels weergegeven.
Over mij
Welcome! I am a Certified Credit Repair Specialist and Dispute Expert dedicated to helping individuals and business owners achieve their credit goals. I specialize in auditing 3-bureau credit reports (Equifax, Experian, TransUnion) to identify FCRA and FDCPA violations, inaccurate collection accounts, charge-offs, late payments, and hard inquiries. Using targeted dispute strategies, CFPB escalations, and tradeline optimization, I help clients boost their FICO scores past 700+ for loan approvals and business funding. Let’s clean your credit and unlock your funding!... Lees meer

Skills

c
claramia_
Clara M
offline • 

Bekijk mijn diensten

Financiële modellering
I will do expert sweep credit repair credit report remove negative boost credlt score
VanafUS$ 15 / projectMeer informatie
Beheer van persoonlijk budget
I will expert credit sweep and repair your credit report score remove negative items
VanafUS$ 10 / projectMeer informatie

Portfolio

Werkervaring

Apex_Dental Partners

Senior Credit Audit Analyst

Apex Dental Partners • Freelance

Jan 2026 - Sep 2026 • 8 mos

Analyzed complex credit profiles across all three major credit bureaus to identify regulatory reporting violations and inaccurate tradelines. Utilized Metro 2 compliance standards and regulatory channels (CFPB and FTC portals) to file disputes and achieve deletion of fraudulent, outdated, or unverified negative accounts. Assisted business owners in optimizing credit profiles for funding approval.

Precision

Credit Repair Specialist & Dispute Manager

Precision • Freelance

Dec 2025 - May 2026 • 5 mos

Managed credit evaluation and comprehensive dispute campaigns for clients aiming to improve credit scores for business funding, mortgage qualification, and auto loans. Audited 3-bureau credit reports (Experian, Equifax, TransUnion) to identify FCRA and FDCPA violations, inaccurate collection accounts, charge-offs, and late payments. Prepared custom factual dispute letters, monitored 30-day investigation cycles, and provided strategic advice on tradeline additions and balance payoff plans to optimize overall FICO scores.