Syeda Areesha

Manager - CAD

DIBA • Fulltime

Jan 2026 - Present • 9 mos

A Corporate Credit Administration Department (CAD) supports the bank’s corporate lending process after a credit facility is approved. Its role is to help ensure the facility is properly documented, secured, disbursed, recorded, and monitored according to the bank’s approval terms and procedures. Typical CAD services and responsibilities include: - Reviewing facility documents: Check that finance agreements, approvals, guarantees, and other required documents are complete and consistent with the approved terms. - Checking pre-disbursement conditions: Confirm that required documents, approvals, insurance, and securities are in place before funds are released. - Managing collateral and security: Coordinate the documentation, registration, custody, and tracking of mortgages, charges, pledges, guarantees, and other collateral. - Processing disbursements: Verify that drawdown requests meet the facility conditions and coordinate the release and correct recording of funds. - Maintaining credit records: Keep corporate customer files, facility details, limits, expiry dates, and security records accurate and up to date. - Monitoring facilities: Track outstanding amounts, utilization, repayments, renewals, insurance and document expiries, and other key dates. - Managing amendments and renewals: Process approved changes to limits, terms, security, or facility periods and maintain the supporting records.

Credit Administration Officer

Bank AL Habib Limited • Fulltime

Apr 2022 - Jan 2026 • 3 yrs 9 mos

Supported the administration and monitoring of credit facilities by reviewing loan documentation, checking that conditions for disbursement were met, maintaining credit files and records, tracking facility and document expiries, and preparing reports and updates for internal teams. Helped ensure credit operations followed bank procedures and applicable regulatory requirements.