Gloria Josh

Financial Forecast and Analysis

PwC India • Freelance

May 2014 - May 2021 • 7 yrs

Financial Modeling & Valuation: Designing, updating, and maintaining robust financial models to project revenue, expenses, cash flows, and capital structures for clients or internal business units. Budgeting & Variance Analysis: Coordinating annual budget processes and performing regular variance analysis (Actuals vs. Budget/Forecast) to identify growth drivers, risk areas, and operational cost savings. Rolling Forecast Management: Generating and continuously updating periodic financial forecasts (e.g., quarterly, 12-month rolling) to account for shifting economic and market conditions in India and globally. Data Analytics & Dashboarding: Utilizing tools such as Excel, Power BI, Tableau, or Alteryx to aggregate financial data, visualize trends, and automate recurring reporting processes. Scenario Planning & Sensitivity Analysis: Conducting stress tests and what-if scenario analyses to evaluate the potential financial impacts of market volatility, inflation, tax policy changes, and strategic business shifts. Management Reporting & Strategic Insights: Preparing executive summaries, pitch books, and financial reports for PwC leadership, advisory engagements, or corporate stakeholders to support data-driven decisions. Cross-Functional Collaboration (Business Partnering): Working closely with operational teams, sales, human resources, and tax specialists across PwC or client organizations to ensure operational plans align with financial targets. Working Capital & Cash Flow Analysis: Monitoring liquidity, managing accounts receivable/payable metrics, and evaluating cash flows to optimize working capital requirements.