
LYDIA
FINANCE
Skills

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Werkervaring
Self Employed
Freelance • 5 yrs 9 mos
Credit Repair Research & Documentation Specialist
Feb 2024 - Present • 2 yrs 6 mos
Study credit reporting regulations, including the FCRA, FDCPA, and Metro 2 guidelines. Analyze sample credit reports to identify potential reporting errors. Prepare professional dispute, debt validation, and goodwill letter templates. Develop customized documentation based on individual credit report details. Stay updated on credit reporting standards and best practices.
Credit Repair Specialist
May 2023 - Present • 3 yrs 3 mos
Analyze consumer credit reports from all three major credit bureaus. Prepare personalized dispute letters based on the FCRA and related consumer protection laws. Draft debt validation letters, goodwill letters, and Metro 2 compliance documentation. Review inaccurate, outdated, duplicate, and unverifiable account information. Maintain client confidentiality while providing clear communication and timely document delivery. Deliver professionally formatted documentation tailored to each client's credit profile.