
Syed M Kamal
I Clean Organize and Analyze Your Financials So the Numbers Finally Make Sense
Skills

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Werkervaring
Finance Director (Part-time)
Property Options & Developments
Jul 2021 - Present • 5 yrs
Part-time Finance Director, reporting to the Managing Director — finance lead for a real estate business in new-build and renovation projects. Maintain the full GL plus a project ledger per engagement, allocating land, construction, materials, and subcontractor costs to each project for accurate margin measurement. Prepare project-level P&L, own monthly close and statutory statements, and deliver ad-hoc executive financial analysis quarterly. Day-to-day work covers buyer installment inflows and receivables aging by project, tracking vendor payments against work certifications, preparing cash flow forecasts that identify shortfalls and surpluses ahead, and building project budgets with actual-vs-budget monitoring. Designed and implemented an automated invoicing workflow with project references and a renovation client register, closing the billing-to-cash gap. Advise the Managing Director on project feasibility, sales opportunities, and business-plan inputs.
Accounts Supervisor
National Insurance Board • Fulltime
Mar 2009 - Jul 2021 • 12 yrs 4 mos
Accounts Supervisor at Wataniya Insurance Company, Jeddah — worked directly under CFO and CEO across financial planning, risk management, and regulatory reporting. Handpicked from the finance team to collaborate with Boston Consulting Group (BCG) on the company's 5-year strategic plan — working alongside BCG consultants on financial modelling, long-range forecasting, and scenario analysis for board-level strategic decisions. Led finance team participation in two Oracle ERP implementations — covering chart of accounts restructuring, financial reporting configuration, and data migration validation. Day-to-day responsibilities included 3–5 year forecasting, Board quarterly reports, month-end and quarter-end close, account reconciliations, VAT returns, capital modelling, budget variance analysis, payroll reconciliation, broker commission management, and withholding tax calculations. Operated in a regulated, deadline-driven environment where accuracy was non-negotiable.