StephJerry

Credit Repair Specialist

Credit Rent Boost • Freelance

Jun 2026 - Aug 2026 • 2 mos

Provided credit repair and credit dispute support for individuals and credit repair businesses. Analyzed Equifax, Experian, and TransUnion credit reports to identify inaccurate, outdated, unverifiable, and questionable negative items, including collections, charge-offs, late payments, repossessions, and hard inquiries. Managed credit dispute processing, dispute letters, client onboarding, dispute tracking, case documentation, and client communication. Used Credit Repair Cloud, DisputeFox, Client Dispute Manager (CDM), and GoHighLevel to organize client files and streamline credit repair workflows. Helped maintain accurate records, track dispute rounds, provide client updates, and support efficient day-to-day credit repair operations.

Credit Disputer

Credit Friendly Homes LLC • Freelance

Jan 2026 - Mar 2026 • 2 mos

Provide professional credit repair services and credit restoration support by conducting in-depth analysis of consumer credit reports from all major credit bureaus including Experian, Equifax, and TransUnion. Identify, investigate, and dispute inaccurate, outdated, unverifiable, and misleading negative items affecting credit scores such as collections, charge-offs, late payments, repossessions, bankruptcies, foreclosures, public records, tax liens, judgments, and hard inquiries. Prepare and submit legally compliant dispute letters under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Fair and Accurate Credit Transactions Act (FACTA) to ensure proper consumer protection and credit file accuracy. Assist clients in understanding their credit profiles, credit utilization, payment history, account status, and overall creditworthiness while providing strategic credit improvement guidance. Communicate with credit bureaus, original creditors, and third-party collection agencies to verify account legitimacy, request validation of debts, and challenge unverifiable reporting. Maintain detailed case management records, track dispute progress, and update client files using CRM systems and credit repair software. Deliver end-to-end credit repair support including client onboarding, credit report interpretation, dispute strategy development, document preparation, follow-up correspondence, and resolution tracking. Ensure strict confidentiality and data protection while handling sensitive personal and financial information. Provide clear, professional, and consistent communication throughout the entire credit repair process to keep clients informed of updates, outcomes, and next steps.