Tahir

Senior Financial Analyst

Habib Rafiq Engineering • Fulltime

Oct 2023 - Dec 2025 • 2 yrs 2 mos

Performed financial analysis and built dynamic Excel financial models for real estate and infrastructure projects, including feasibility studies, cash flow projections, IRR, NPV, equity multiple, and sensitivity analysis to support investment decisions and project execution.

Real Estate Underwriting Analyst

Baucenter Geukes • Freelance

Oct 2024 - Jun 2025 • 8 mos

Identified and analyzed foreclosure and value add real estate opportunities requiring renovation or redevelopment for investor evaluation. Prepared initial back-of-the-envelope financial assessments to screen deals, including acquisition costs, renovation budgets, projected rents or sale values, and target investment returns. Supported investors in shortlisting viable opportunities based on risk and return profile. For selected projects, developed complete feasibility studies and detailed financial models covering acquisition, remodeling costs, operating assumptions, financing structures, and exit scenarios. Built cash flow projections, IRR, NPV, equity multiple, and sensitivity analysis to support investment and lending decisions. Prepared bank ready financial documentation required for debt financing, including financial models, feasibility summaries, cash flow forecasts, and supporting assumptions. Coordinated financial inputs to meet lender requirements and supported the loan application process.

Manager Finance

Defence Housing Authority • Fulltime

Mar 2014 - Oct 2023 • 9 yrs 7 mos

Responsible for financial planning, budgeting, and reporting for large scale residential and commercial real estate developments. Managed project level financial analysis including feasibility studies, cash flow projections, cost control, and variance analysis. Prepared investment appraisals, IRR and NPV evaluations, and financial summaries to support management and strategic decision making. Worked closely with engineering, planning, and procurement teams to monitor development cost.